It’s time for your finances to take flight with Perch Loans

Personal loans up to $2,500 that’ll help make better happen.

Online Installment Loans and Quick Personal Loans from Perch Loans
i

We're Perch Loans, a new type of online lender that'll help give your personal finances the lift they need.

Ability to earn higher amounts with Perch Loans

Ability to earn higher amounts and lower rates on future loans.

Better Rates and Longer Terms from Perch

Better rates and longer terms than many short-term loans.

Instant approval decision loans from Perch

Apply in minutes.
Instant approval decision.
Same-day funding.*

Guaranteed money back from Perch Loans

Money back guarantee -- if you change your mind within 3 business days, repay the principal with no fees.

Flexibility to Push a Payment with Perch Loans

Flexibility to push a payment with no additional interest.**

*Approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded the morning of the next banking day.

**Once per loan term; restrictions apply.

Worry-free skies ahead

With Perch, it's easier and faster for finances to take flight.

Perch Loans Online application

Apply online in minutes

Our simple online application takes just a few minutes to complete and can be done from land or sky.

Instant approval decisions

Good news travels fast -
receive loan decisions almost instantly.

Instant approval decisions by Perch Loans
With Perch Loans, access money the same day

Access your money

Get your money the same day and get started planning for better and brighter tomorrows.

Never fly solo

Choose Perch Loans and elevate your financial vantage point.

Perch customers give us 5 stars


"The process was quick easy and they keep you informed through the whole process."

— Charlicia

"Very easy process. Money was in my account the next morning."

— Jean

"Straight forward and Self-explanatory application. Quick to respond. Direct deposit is great. Easy to Access Account on line. Thank you."

— Shelly

Uncertainty is for the birds

Learn how to give your finances a boost with our free educational tools and online courses.

Free educational tool by Perch Loans Free educational tool by Perch Loans Free educational tool by Perch Loans
  • Financial Foundations

  • Building Financial Stability

  • Financial Wellness in Uncertain Times

  • Investing in Your Future