Quick Personal Loans from Perch

It’s now even faster for your finances to take flight with a quick personal loan from Perch.

You decide how to use your loan – we don’t require collateral and you don’t need to share the reasons you’re applying.

A quick personal loan can be used for...

  • Home repairs
  • Unplanned emergency expenses
  • A large purchase
  • Family expenses
  • Whatever you choose!
  • Home repairs
  • Unplanned emergency expenses
  • A large purchase
  • Family expenses
  • Whatever you choose!

What makes a quick personal loan from Perch different?

Apply in Minutes

Instant approval decision

Apply in minutes, get approved
instantly and access your money
the same day*

Guaranteed money back from Perch Loans

Money guarantee

allows you to change your mind within 3 business days and repay the principal with no fees

Flexibility to Push a Payment with Perch Loans

Push a payment

within the term of your loan with no additional interest.**

*Approvals before 10:30 AM ET (M-F) are typically funded by 5 PM ET same-day. Approvals after 10:30 AM ET are normally funded the morning of the next banking day.

**Once per loan term; restrictions apply.

Rates & Terms for Quick Personal Loans

Our quick personal loans offer better rates and longer repayment terms compared to short-term loans from other lenders.

Loan Type: Quick Personal Loan
Loan Amounts: $500-$2,500
Loan Term: 9-15 months
(may vary by state)
Funding: Typically 1 business day or less
Approval by 10:30AM ET (M-F) is typically funded by 5PM ET same-day. Approval after 10:30AM ET will be funded next banking day.

Example Quick Personal Loan

Below is a typical loan example. Other loan amounts and terms are available.

Loan Amount
$1,600
Bi-weekly Payment
$120.29
Loan Term
12 months
Annual Percentage
Rate (APR)
149.99%
Finance Charge
$1,527.54

Reach new heights in 3, 2, 1 ...

With Perch, it's faster and easier to elevate your financial vantage point.

Perch Loans Online application

Apply online in minutes

In just minutes, you can complete our secure online personal loan application.

Instant approval decisions

Good news travels fast -
receive loan decisions almost instantly.

Instant approval decisions by Perch Loans
With Perch Loans, access money the same day

Access your money

Get your money the same day* and get started planning for better and brighter tomorrows.

Never fly solo

Choose Perch Loans and elevate your financial vantage point.

*Approvals before 10:30 AM ET (M-F) are typically funded by 5 PM ET same-day. Approvals after 10:30 AM ET are normally funded the morning of the next banking day.

Quick Personal Loan FAQs

What is a quick personal loan from Perch Loans?

A quick personal loan from Perch gives you up to $2,500 as soon as the same day so that you can get on with your life and back to the things that matter most.

How do I repay my personal loan?

Repayment of your loan will take place on each agreed-upon due date. You can make payments online or via auto withdrawal from your bank account. Depending on your state, repayment terms will take place anywhere from 9 to 15 months.

How fast can I get a personal loan?

Pretty fast! A loan approval decision happens almost instantly. Once approved, the funds from the loan are deposited directly into your bank account, as soon as the same day. Approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next banking day.