Woman happy on getting online Installment Loans in Mississippi from Perch

Loans in Mississippi

Perch offers convenient installment loans also known as quick personal loans or online loans to help you reach your full potential.

Rule the roost with a personal loan from Perch

Each Perch Loan provides you with a more flexible experience, better rates and longer repayment terms than many short-term loans.

Loan Type: Installment Loan
Loan Amounts: $500-$2,500
Loan Term: 9-15 months
Funding: As soon as today
Approval by 10:30AM ET (M-F) is typically funded by 5PM ET same-day. Approval after 10:30AM ET will be funded next banking day.
  • Fast, secure application with instant approval decision
  • Money-back guarantee - if you change your mind, pay back the principal within three days & no fees
  • Push a payment one time during your repayment period

Example Installment Loan

Loan Amount
Bi-weekly Payment
Loan Term
12 month
Annual Percentage
Rate (APR)
Finance Charge

Apply for a Perch loan in Mississippi

Now it's faster and easier to elevate your financial vantage point from the comfort of your Mississippi home.

Perch Loans Online application

Apply online in minutes

Our simple online application takes just a few minutes to complete and can be done from land or sky.

Instant approval decisions

Good news travels fast -
receive loan decisions almost instantly.

Instant approval decisions by Perch Loans
With Perch Loans, access money the same day

Access your money

Get your money the same day* and get started planning for better and brighter tomorrows.

Never fly solo

Choose Perch Loans and elevate your financial vantage point.

*Approvals before 10:30 AM ET (M-F) are typically funded by 5 PM ET same-day. Approvals after 10:30 AM ET are normally funded the morning of the next banking day.

Mississippi FAQs

How do I apply for an installment loan in Mississippi?

The application for an installment loan, also known as a personal loan, only takes a few minutes. As a resident of MS, simply fill out our quick online application, receive an approval decision right away, and get money deposited to your bank account as soon as the same day.*

What if I have bad credit or a prior bankruptcy?

Perch Loans considers applicants with all types of credit in Mississippi. Even with poor credit or a previous bankruptcy, you still may be eligible to receive an online installment loan with Perch Loans. It takes only a few minutes to apply and get an instant decision.

How soon do I know if I am approved for a loan in Mississippi?

In most cases you'll receive an instant decision after the application is submitted. We also keep in touch with you via email and text for any other information we may need. Please make sure your email address is correct and sign up for text alerts when setting up your account during the application process.

How soon do I get the money for my installment loan in MS?

Once your application is approved, funds are typically deposited in your account as soon as the next business day. Monday - Friday: If approved by 10:30am, you could get your funds by 5 pm ET same-day. If after 10:30am, funds will arrive the morning of the next banking day. Saturday and Sunday: You can expect your funds on Monday, typically in the morning.

Is my personal loan application secure?

Absolutely. With Perch Loans in Mississippi, you can be certain that all the information you submit for your personal loans are sent through a secure server, and kept in a secure database. The padlock in the URL address bar also signifies that your information on this website is encrypted. For more details, see our Privacy Policy.

How do online loans work in Mississippi?

Online Loans allow you to both apply and repay your loan online, at your convenience. Just submit an online application and if approved, the funds will be deposited directly into your bank account as soon as the same day*. Your repayment of the loan is electronically deducted from your bank account on your scheduled due dates.

*Approvals before 10:30 AM ET (M-F) are typically funded by 5 PM ET same-day. Approvals after 10:30 AM ET are normally funded the morning of the next banking day.

Mississippi disclosures and license

Perch Loans is a licensed Mississippi lender offering quick online loans to MS residents. Whether you live in Jackson, Hattiesburg, Tupelo, Meridian, Gulfport or anywhere in MS, Perch Loans is here to provide installment loans that meet your needs.