You decide how to use your loan – we don’t require collateral and you don’t need to share the reasons you’re applying.
*Approvals before 10:30 AM ET (M-F) are typically funded by 5 PM ET same-day. Approvals after 10:30 AM ET are normally funded the morning of the next banking day.
**Once per loan term; restrictions apply.
Our quick personal loans offer better rates and longer repayment terms compared to short-term loans from other lenders.
With Perch, it's faster and easier to elevate your financial vantage point.
In just minutes, you can complete our secure online personal loan application.
Good news travels fast -
receive loan decisions almost instantly.
Get your money the same day* and get started planning for better and brighter tomorrows.
Choose Perch Loans and elevate your financial vantage point.
*Approvals before 10:30 AM ET (M-F) are typically funded by 5 PM ET same-day. Approvals after 10:30 AM ET are normally funded the morning of the next banking day.
A quick personal loan from Perch gives you up to $2,500 as soon as the same day so that you can get on with your life and back to the things that matter most.
Repayment of your loan will take place on each agreed-upon due date. You can make payments online or via auto withdrawal from your bank account. Depending on your state, repayment terms will take place anywhere from 9 to 15 months.
Pretty fast! A loan approval decision happens almost instantly. Once approved, the funds from the loan are deposited directly into your bank account, as soon as the same day. Approvals before 10:30 AM ET (M-F) are typically funded to your bank account by 5 PM ET same-day. Approvals after 10:30 AM ET are typically funded in the morning the next banking day.
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